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BEACH COMMUNITY BANCSHARES, INC. FT WALTON BEACH BEACH SUMMIT, LLC FORT WALTON BEACH BEACH COMMUNITY FINANCIAL SERVICES, INC. FORT WALTON BEACH BCB HOLDINGS, L.L.C. Milton BEACH COMMUNITY MORTGAGE SERVICES, INC. FORT WALTON BEACH CF FAIRFIELD, LLC FORT WALTON BEACH CRESTVIEW CROSSING POWER CENTER, LLC FORT WALTON BEACH