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QUEEN CITY BANK OF SARASOTA JACKSONVILLE O.R.E.O., INC. TALLAHASSEE VERO/FIDOREO LS, INC. NEWARK JWG ACQUISITION SUB, INC. CHARLOTTE GAINSBOROUGH CORPORATION CHARLOTTE FIRST UNION AUTO FINANCE, INC. HORSHAM MERIDIAN SECURITIES, INC. PHILADELPHIA FIRST STATE LEASING CORPORATION PENSACOLA KENDALL COMMERCIAL PROPERTIES, INC. MIAMI FNB PROPERTIES, INC. TALLAHASSEE