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COLONIAL PENN LIFE INSURANCE COMPANY PHILADELPHIA BANKERS LIFE SECURITIES GENERAL AGENCY, INC CHICAGO WASHINGTON NATIONAL INSURANCE COMPANY Carmel BANKERS LIFE ADVISORY SERVICES, INC. CHICAGO RESOURCE LIFE INSURANCE COMPANY CHICAGO K.F. AGENCY, INC. CARMEL PERFORMANCE MATTERS ASSOCIATES, INC. Carmel BANKERS LIFE AND CASUALTY COMPANY CHICAGO THE NORTHERN ASSURANCE COMPANY OF AMERICA CANTON